Oh hey, so...
I mostly write in the 'Naked in public', 'ENF', and 'CMNF' genres. You will see some exceptions but that's my general theme.
However I also try to change it a bit, and write stories about empowerment for my characters. My protagonists enjoy their naked situation. Whether they chose it or not they decide to revel in it, and take pride in joy in being active sexual beings.
They may face struggles, but as people they enjoy the nudity.